{"id":4945,"date":"2022-11-24T16:11:24","date_gmt":"2022-11-24T16:11:24","guid":{"rendered":"https:\/\/www.bainesjewitt.co.uk\/blog\/?p=4945"},"modified":"2022-11-24T16:11:25","modified_gmt":"2022-11-24T16:11:25","slug":"why-debt-isnt-always-bad","status":"publish","type":"post","link":"https:\/\/www.bainesjewitt.co.uk\/blog\/why-debt-isnt-always-bad\/","title":{"rendered":"Why debt isn\u2019t always bad"},"content":{"rendered":"<p>Taking on debt may make you feel worried, but while debts are often viewed negatively, they can actually have many benefits for the future of your business.<\/p>\n<p><!--more--><\/p>\n<p>Debt can help manage cash flow and can also help you achieve your long-term goals.<\/p>\n<p><strong>Benefits of business debt<\/strong><\/p>\n<ul>\n<li>Allows for effective credit control<\/li>\n<li>Helps manage cashflow<\/li>\n<li>Assists move towards long-term goals.<\/li>\n<\/ul>\n<p><strong>Loans<\/strong><\/p>\n<p>Having a business can be expensive, so looking for external funding should be considered as it can play an important role in leading to growth.<\/p>\n<p>A business loan should be considered as often it will have a low-interest rate in comparison to other funding options such as credit cards, and finance companies.<\/p>\n<p>Loans can be used for a variety of business needs such as purchasing equipment, refurbishing your premises, or raising cash flow.<\/p>\n<p><strong>Debt financing<\/strong><\/p>\n<p>Debt financing is often useful for small or new companies, who often use debt financing to buy resources that will facilitate growth.<\/p>\n<p>It occurs when a company raises money by selling debt instruments, this is often in the form of bank loans or bonds.<\/p>\n<p>Due to taking on additional debt, the company will be responsible for paying back the loan with interest.<\/p>\n<p>Many strong businesses which have continuous sales and high levels of profit will rely on debt financing.<\/p>\n<p><strong>Do you need advice on related matters? Contact us today.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Taking on debt may make you feel worried, but while debts are often viewed negatively, they can actually have many benefits for the future of your business.<\/p>\n","protected":false},"author":2,"featured_media":4947,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,125,31],"tags":[],"_links":{"self":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts\/4945"}],"collection":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=4945"}],"version-history":[{"count":1,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts\/4945\/revisions"}],"predecessor-version":[{"id":4946,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts\/4945\/revisions\/4946"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/media\/4947"}],"wp:attachment":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=4945"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=4945"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=4945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}