{"id":3324,"date":"2019-11-11T11:10:33","date_gmt":"2019-11-11T11:10:33","guid":{"rendered":"http:\/\/www.bainesjewitt.co.uk\/blog\/?p=3324"},"modified":"2019-11-11T11:10:35","modified_gmt":"2019-11-11T11:10:35","slug":"hmrcs-five-money-saving-tips","status":"publish","type":"post","link":"https:\/\/www.bainesjewitt.co.uk\/blog\/hmrcs-five-money-saving-tips\/","title":{"rendered":"HMRC\u2019s five money-saving tips"},"content":{"rendered":"<p>HM Revenue and Customs (HMRC) has highlighted five money-saving tips to help boost your finances.<!--more--><\/p>\n<p><strong>First-Time Buyers\u2019 Relief<\/strong><\/p>\n<p>If you are a first-time buyer you can claim\u00a0First-Time Buyers Relief\u00a0on your property purchase made on or after 22 November 2017.<\/p>\n<p>This means that you will not pay any stamp duty on properties up to the value of \u00a3300,000 outside of London or \u00a3500,000 in London.<\/p>\n<p><strong>Tax-Free Childcare<\/strong><\/p>\n<p>If you are a parent or guardian of a child under the age of 12 (or under 17 with a disability), you could receive tax-free childcare.<\/p>\n<p>For every \u00a38 that you pay in, the Government will make a top-up payment of an additional \u00a32, up to a maximum of \u00a32,000 per child per year (or \u00a34,000 for disabled children).<\/p>\n<p><strong>Marriage Allowance<\/strong><\/p>\n<p>Those who are married or in a civil partnership can save up to \u00a3250 a year if they have applied for a Marriage Allowance.<\/p>\n<p>A Marriage Allowance lets you transfer \u00a31,250 of your personal allowance to your husband, wife or civil partner &#8211; if they earn less than you, this will then reduce the amount of tax you pay for that year.<\/p>\n<p><strong>Help to Save<\/strong><\/p>\n<p>The Government has introduced a new savings scheme to help those who find it hard to save on a low income.<\/p>\n<p>The Help to Save scheme rewards savers with an extra 50p for every \u00a31 saved. In total, you can save a maximum of \u00a32,400 over four years, which would result in an overall bonus of \u00a31,200.<\/p>\n<p><strong>Work-Related Expenses<\/strong><\/p>\n<p>Hairdressers, nurses, construction workers and millions of other employees can claim tax relief on work-related expenses.<\/p>\n<p>Workers can claim money they have spent on items such as work uniform, tools, business travel, professional fees and subscriptions.<\/p>\n<p><strong>To find out how we can help and advise you, please contact our expert team today.\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>HM Revenue and Customs (HMRC) has highlighted five money-saving tips to help boost your finances.<\/p>\n","protected":false},"author":2,"featured_media":3326,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24,28,55,7],"tags":[],"_links":{"self":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts\/3324"}],"collection":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=3324"}],"version-history":[{"count":1,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts\/3324\/revisions"}],"predecessor-version":[{"id":3325,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/posts\/3324\/revisions\/3325"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/media\/3326"}],"wp:attachment":[{"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=3324"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=3324"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bainesjewitt.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=3324"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}